Mercedes-Benz consistently delivers commercial vehicles with technological advances and class-leading features to help businesses do their finest work. And, as the captive financial services provider for Mercedes-Benz USA, nobody does more to deliver the right financing products to suit the diverse needs of business customers than Mercedes-Benz Financial Services*. With the understanding that every commercial customer is unique, we offer a variety of products and financing solutions with flexible benefits and competitive rates tailored specifically to your business.
More options so you can create more opportunities:
Fair Market Value (FMV) Lease
The FMV lease is a closed-end lease agreement that meets all the requirements of an operating lease. It is commonly referred to as a walk-away lease since the lessee can simply turn in and walk away from the vehicle at lease maturity and after meeting all obligations of the contract, subject to certain return conditions and mileage restrictions. It typically requires a lower initial cash outlay and lower monthly payments than through a traditional loan, and payments may be expensed against income.** While the lessee avoids the risks and responsibilities typically associated with vehicle ownership, the lessee can also purchase the truck at the end of the term for its current fair market value.
Terminal Rental Adjustment Clause (TRAC) Lease
The most popular form of commercial leasing is a TRAC lease. It does not require any acquisition fee or up-front payment or excess mileage charges and lease payments may be expensed against income.** With a TRAC lease, the customer is responsible for the residual value of the vehicle, so that value is determined with customer input.** There are also multiple options at lease-end including acquiring the vehicle or receiving the excess proceeds upon MBFS' sale of the vehicle (if applicable).
Commercial Retail Financing
These simple-interest, fixed-payment packages lock in interest rates and can include van and upfit equipment, as well as aftermarket products, in one contract.